I finally learned to not link recurring charges to any credit card that I also carry around with me. If the company or service allows links directly to checking accounts, I’ve always gone for that. But some just want cards.
After I-don’t-know-how-many cards have been lost or stolen or compromised (OK it’s usually lost), I finally figured out that I need to have one account (DCU lets you create many) with a card that is used JUST for these transactions. A card that stays home. Safe. Sound. In the drawer.